Where Europe is over insured, Latin America still has many uninsured people. It differs per country and per type of product, but the real challenge here is about explaining the need for insurance and making it as easy as possible to buy. Especially in Life insurance there is a big challenge. 

Klimber was a pioneer in creating the first digital life insurance in Latin America and since that moment it has permanently innovated, offering life insurance, personal accident and assistance products through its digital and 100% end-to-end automated infrastructure.

Klimber’s digital model allows companies to provide their clients with immediate responses for the entire policy life cycle, including automation for purchasing, consulting, issuance, endorsements, claims, marketing and after-sales, guaranteeing high efficiency in the entire process, which allows lowering costs for the end client and offering the best coverage alternatives.

How does it work?

With the technology developed by Klimber, they provide access to insurance coverage to a potential portfolio of more than 1.2 million people in the next 12 months. By guaranteeing the possibility of acquiring insurance from anywhere in the world, with the only requirement of having a phone with internet access and dedicating less than 3 minutes to the entire acquisition process.

Its solution is end to end: Klimber develops the technology to enable 100% connected digital insurance sales channels embedded within the customer’s channels through APIs, managing the entire policy lifecycle, from the creation of a customized product to claims management.

They combine international experience and innovation, together with a team of data and technology experts. Their mission is to transform the industry through intelligent digital platforms while enabling a better experience for emerging customers in the Latam region.

Why did we select Klimber for DIA Amsterdam 2022?

Klimber was a pioneer in creating the first digital life insurance in Latin America and since that moment it has permanently innovated, offering life insurance, personal accident and assistance products through its digital and 100% end-to-end automated infrastructure.

Since 2018 they make a difference in Latin America, creating value alliances and guaranteeing access to insurance to all people in the region.

At DIA Amsterdam Dolores Egusquiza, CMO Klimber, and Jan Kolonski, Communications Manager, will present how Klimber makes a difference in Latin America and how they collaborate with leading insurers in the market.

Who is Klimber?

Klimber, is headquartered in Buenos Aires, Argentina, was founded in 2016, and in 2018 the platform launched the first digital life insurance offering in Latin America. Since then, the platform has evolved and now also offers personal accident and auto insurance products, through its end-to-end, internally developed digital and automated infrastructure.

It has partnered with life insurance giant Prudential, wellness specialist Vitality Group and medical platform Emergencias Salud. Since 2021 SwissRe adds to the list of investors which gives Klimber access to the reinsurer’s products, solutions and pool of knowledge and data.

In a previous presentation at DIA Amsterdam Klimber showed the efficiency and innovation of the insurance procurement process in digital channels within a B2C business model. Now they are the intelligent platform of key companies in the market to solve needs and offer insurance in an agile, efficient and barrier-free way, with a B2B model, creating value ecosystems that bridge the coverage gap in Latin America.

“Latin America presents a huge development possibility for the industry, because there is still an unsecured market equivalent to US$260 billion, where the current secured market is only US$150 billion. Klimber was born to bring value-added solutions to more than 150 million people who are currently within the coverage gap.“

As always visit their website to learn more!